The rating of the best interest rates under the guaranteed investment certificates (gics) for 3 months has surveyed the terms of guaranteed investment certificates (gics) for 3 months in the national currency. The survey covered all the deposits with any form of interests repayment, regardless of the replenishment option or the deposit partial withdrawal option. Our website's analysts have studied the loan offers from all canadian banks, which place rates on their websites.

As of 14 December 2018 the deposits under review have been offered by 8 banks.  The average interest rate under such deposits equals 0,44 % p.a. The total number of the deposits programs available for the specified terms is 21.

The maximal return among the deposits under review is offered by Versabank. The interest rate under "Short Term Guaranteed Investment Certificate Rates" deposit program constitutes 1,25 % p.a. The table below shows the best offers by each bank selected by (in terms of profitability) for the aforementioned terms.

The TOP -8 guaranteed investment certificates (gics) for 3 months, as of 14 December 2018

To view the up-to-date rating of the deposits at our website here.

Published: 29 December 2018


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