7,24 % p.a. is the minimum interest rate under the lowest interest credit cards10.11.2021

Bankchart.ca has surveyed the terms of the offered lowest interest credit cards in the national currency. Our website's analysts have studied the credit offers from all Canadian banks, which place rates on their websites. Review date - 10.11.2021

As of 02 November 2021 the credit cards under review have been offered by 13 banks.   The average interest rate under such loans equals 12,10 % p.a. The total number of the programs available for the specified loan terms is 22.

The most affordable credit card is offered by Sears. The interest purchase rate under "Sears Credit Card" loan program constitutes 7,24 % p.a. The table below shows the best offers by each bank selected by Bankchart.ca (in terms of costs) for the aforementioned terms.

The TOP-13 lowest interest credit cards, as of 02 November 2021

#

Name

Interest Purchase Rate, %

1

7,24

interest purchase rate, %

interest rate (purchases)

7,24 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard

2

8,99

interest purchase rate, %

interest rate (purchases)

8,99 %

annual fee

$ 39,00

grace period

21

a class of the card

MasterCard Gold

3

8,99

interest purchase rate, %

interest rate (purchases)

8,99 %

annual fee

$ 39,00

grace period

 

a class of the card

Visa

4

9,90

interest purchase rate, %

interest rate (purchases)

9,90 %

annual fee

$ 395,00

grace period

 

a class of the card

MasterCard World Elite

5

10,24

interest purchase rate, %

interest rate (purchases)

10,24 %

annual fee

$ 0,00

grace period

 

a class of the card

Visa

6

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 30,00

grace period

25

a class of the card

Visa

7

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

annual fee

$ 30,00

grace period

 

a class of the card

Visa Black

8

12,75

interest purchase rate, %

interest rate (purchases)

12,75 %

annual fee

$ 25,00

grace period

 

a class of the card

Visa

9

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 0,00

grace period

 

a class of the card

Visa

10

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 0,00

grace period

25

a class of the card

Visa

11

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 0,00

grace period

28

a class of the card

American Express

12

13,24

interest purchase rate, %

interest rate (purchases)

13,24 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard

13

13,99

interest purchase rate, %

interest rate (purchases)

13,99 %

annual fee

$ 29,00

grace period

 

a class of the card

Visa

To view the up-to-date rating of the credit cards at our website, click here.

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