8,99 % p.a. is the minimal interest rate under the credit cards for VIP-clients16.12.2020

Bankchart.ca has surveyed the terms of the offered vip credit cards in the national currency. Our website's analysts have studied the credit offers from all Canadian banks, which place rates on their websites. Review date - 16.12.2020

As of 26 November 2020 the credit cards under review have been offered by 22 banks.   The average interest rate under such loans equals 19,66 % p.a. The total number of the programs available for the specified loan terms is 78.

The most affordable credit card is offered by MBNA. The interest purchase rate under "True Line® Gold" loan program constitutes 8,99 % p.a. The table below shows the best offers by each bank selected by Bankchart.ca (in terms of costs) for the aforementioned terms.

The TOP-78 vip credit cards, as of 26 November 2020

#

Name

Interest Purchase Rate, %

1

8,99

interest purchase rate, %

interest rate (purchases)

8,99 %

annual fee

$ 39,00

grace period

21

a class of the card

MasterCard Gold

2

9,99

interest purchase rate, %

interest rate (purchases)

9,99 %

annual fee

$ 0,00

grace period

21

a class of the card

Visa Platinum

3

10,90

interest purchase rate, %

interest rate (purchases)

10,90 %

annual fee

$ 50,00

grace period

 

a class of the card

Visa Gold

4

11,25

interest purchase rate, %

interest rate (purchases)

11,25 %

annual fee

$ 145,00

grace period

21

a class of the card

Visa Gold

5

11,25

interest purchase rate, %

interest rate (purchases)

11,25 %

annual fee

$ 45,00

grace period

21

a class of the card

Visa Gold

6

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

annual fee

$ 30,00

grace period

 

a class of the card

Visa Black

7

15,99

interest purchase rate, %

interest rate (purchases)

15,99 %

annual fee

$ 75,00

grace period

 

a class of the card

Visa Signature

8

15,99

interest purchase rate, %

interest rate (purchases)

15,99 %

annual fee

$ 99,00

grace period

 

a class of the card

MasterCard

9

17,90

interest purchase rate, %

interest rate (purchases)

17,90 %

annual fee

$ 149,00

grace period

23

a class of the card

MasterCard World Elite

10

19,50

interest purchase rate, %

interest rate (purchases)

19,50 %

annual fee

$ 99,00

grace period

21

a class of the card

Visa Gold

11

19,89

interest purchase rate, %

interest rate (purchases)

19,89 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard

12

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 30,00

grace period

 

a class of the card

Visa Gold

13

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 110,00

grace period

 

a class of the card

Visa Gold

14

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 110,00

grace period

25

a class of the card

Visa Gold

15

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 130,00

grace period

 

a class of the card

MasterCard World Elite

16

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard, Visa

17

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 110,00

grace period

25

a class of the card

Visa Gold

18

19,90

interest purchase rate, %

interest rate (purchases)

19,90 %

annual fee

$ 149,00

grace period

23

a class of the card

MasterCard World

19

19,95

interest purchase rate, %

interest rate (purchases)

19,95 %

annual fee

$ 0,00

grace period

 

a class of the card

Visa Black

20

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 130,00

grace period

21

a class of the card

Visa Infinite

21

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

Visa Platinum

22

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 99,00

grace period

 

a class of the card

Visa Infinite

23

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 99,00

grace period

 

a class of the card

Visa Platinum

24

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

21

a class of the card

MasterCard World Elite

25

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 150,00

grace period

21

a class of the card

MasterCard World Elite

26

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 39,00

grace period

 

a class of the card

Visa Platinum

27

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

21

a class of the card

MasterCard Platinum

28

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 79,00

grace period

21

a class of the card

Visa Infinite

29

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 139,00

grace period

 

a class of the card

Visa Infinite

30

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 110,00

grace period

 

a class of the card

Visa

31

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 899,00

grace period

28

a class of the card

American Express

32

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 39,00

grace period

 

a class of the card

Visa Platinum

33

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 399,00

grace period

 

a class of the card

Visa Infinite

34

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 399,00

grace period

21

a class of the card

American Express

35

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 399,00

grace period

21

a class of the card

American Express

36

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 60,00

grace period

 

a class of the card

Visa Gold

37

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 139,00

grace period

21

a class of the card

Visa Infinite

38

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Infinite

39

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 99,00

grace period

 

a class of the card

MasterCard World Elite

40

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 39,00

grace period

21

a class of the card

Visa Signature

41

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 99,00

grace period

21

a class of the card

MasterCard World

42

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 79,00

grace period

21

a class of the card

MasterCard World

43

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Infinite

44

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Gold

45

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 399,00

grace period

 

a class of the card

Visa Infinite

46

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Infinite

47

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

21

a class of the card

Visa Black

48

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 119,00

grace period

 

a class of the card

MasterCard World Elite

49

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

21

a class of the card

MasterCard Gold

50

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard World Elite

51

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard World

52

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Infinite

53

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

Visa Platinum

54

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard Platinum

55

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard World Elite

56

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 110,00

grace period

21

a class of the card

Visa

57

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 39,00

grace period

21

a class of the card

MasterCard World

58

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

21

a class of the card

MasterCard Platinum

59

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 399,00

grace period

 

a class of the card

Visa Infinite

60

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 89,00

grace period

 

a class of the card

Visa Platinum

61

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Infinite

62

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 89,00

grace period

 

a class of the card

Visa Platinum

63

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Platinum

64

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

 

a class of the card

Visa Platinum

65

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 110,00

grace period

 

a class of the card

Visa

66

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

21

a class of the card

MasterCard World Elite

67

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 65,00

grace period

28

a class of the card

American Express

68

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 65,00

grace period

28

a class of the card

American Express

69

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 120,00

grace period

28

a class of the card

American Express

70

20,50

interest purchase rate, %

interest rate (purchases)

20,50 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Platinum

71

20,50

interest purchase rate, %

interest rate (purchases)

20,50 %

annual fee

$ 165,00

grace period

 

a class of the card

Visa Infinite

72

20,99

interest purchase rate, %

interest rate (purchases)

20,99 %

annual fee

$ 299,00

grace period

28

a class of the card

American Express

73

20,99

interest purchase rate, %

interest rate (purchases)

20,99 %

annual fee

$ 120,00

grace period

21

a class of the card

Visa Infinite

74

20,99

interest purchase rate, %

interest rate (purchases)

20,99 %

annual fee

$ 120,00

grace period

 

a class of the card

Visa Infinite

75

26,99

interest purchase rate, %

interest rate (purchases)

26,99 %

annual fee

$ 0,00

grace period

 

a class of the card

MasterCard Platinum

76

30,00

interest purchase rate, %

interest rate (purchases)

30,00 %

annual fee

$ 120,00

grace period

28

a class of the card

American Express

77

30,00

interest purchase rate, %

interest rate (purchases)

30,00 %

annual fee

$ 699,00

grace period

28

a class of the card

American Express

78

30,00

interest purchase rate, %

interest rate (purchases)

30,00 %

annual fee

$ 150,00

grace period

28

a class of the card

American Express

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