Alterna Bank offers a convenient and secure debit card designed to enhance your banking experience. Whether you're managing everyday expenses or accessing your funds on the go, the Alterna Bank Debit Card provides seamless access to your accounts.
Bank Alterna offers a debit card to its customers, enabling them to:
- buy goods and services banking fee-free via POS terminals
- check the gains and expenditures via account statements
- use chip technology and Interac Flash®
- free ATM withdrawals in Exchange Network (43 ths ATMs in Canada)
- establish banking limits on buys, withdrawals, Interac Flash operations, etc.
Key Features of the Alterna Bank Debit Card
- Contactless Payments: Enjoy the ease of tap-to-pay transactions for faster and more secure purchases.
- Access to Surcharge-Free ATMs: Withdraw cash from over 3,300 ATMs across Canada and the U.S. through The EXCHANGE® and Allpoint® Networks without incurring additional fees.
- Interac® Debit Transactions: Make purchases directly from your account at millions of locations nationwide that accept Interac® Debit.
- Mobile Wallet Compatibility: Add your debit card to mobile wallet applications for quick and secure payments using your smartphone.
How to Obtain an Alterna Bank Debit Card
To receive your Alterna Bank Debit Card, you must first open an eligible account, such as the No-Fee eChequing Account. Once your account is active, you can request your debit card through your online banking portal or by contacting customer service. Your card will be mailed to your registered address.
Security Features
- Chip Technology: Provides enhanced security for in-person transactions by generating a unique code for each purchase.
- Fraud Monitoring: Continuous monitoring of your account activity to detect and prevent unauthorized transactions.
- Zero Liability Policy: You are not responsible for unauthorized transactions made with your debit card, provided you report them promptly.
Managing Your Debit Card
Through Alterna Bank's online and mobile banking platforms, you can manage your debit card settings, including:
- Temporarily locking or unlocking your card for security purposes.
- Setting up travel notifications to prevent your card from being flagged for suspicious activity while abroad.
- Reviewing recent transactions and monitoring spending patterns.