Application Methods
CTFS offers multiple avenues for credit card applications:
- Online Application: Visit the official Canadian Tire Bank website to apply for a credit card online. The application process is user-friendly and can be completed from the comfort of your home.
- In-Store Application: Apply in person at any participating Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, or Sports Experts location. Store associates are available to assist you with the application process.
Eligibility Criteria
To apply for a CTFS credit card, applicants must meet the following general requirements:
- Age: Must be the age of majority in your province or territory.
- Residency: Must be a Canadian resident.
- Income: Specific income requirements vary by card type. For instance, the Triangle World Elite Mastercard requires a minimum personal income of $80,000 or a household income of $150,000.
Types of Credit Cards Available
CTFS offers a range of credit cards to suit different needs:
- Triangle Mastercard®: Offers rewards and benefits with no annual fee.
- Triangle World Mastercard®: Provides enhanced rewards and benefits for frequent shoppers.
- Triangle World Elite Mastercard®: A premium card offering exclusive perks, including higher rewards rates and additional benefits.
- Cash Advantage® Mastercard®: A cashback card that rewards you with cash back on your purchases.
Application Process
The application process involves the following steps:
- Choose Your Card: Select the credit card that best suits your needs.
- Complete the Application: Provide necessary personal and financial information.
- Submit Your Application: Review and submit your application online or in-store.
- Await Approval: CTFS will review your application and notify you of the decision.