A customer can apply for a Costco credit card from the website of Capital One Bank, by clicking on the button “Apply” under the card.
After this, a client must fill in a small form, providing to the bank the following information:
- His full name
- Birthdate
- Social Security number
- Address of the place of residence
- Yearly incomes
The benefits of the Costco card are:
- no yearly commission
- no maximum sum or limit is set, the level depends on your incomes
- get 3% cash back on restaurant purchases, 2% on petroleum buys, and up to 1% on all others
Capital One usually responds to the Costco credit card application within 1 minute.
If this did not happen, you can find out the decision by the number 1-800-903-9177.
In case of a positive decision, you will receive the credit card by mail within 7-10 business days.
Learn how simple it is to apply online for the Capital One Costco credit card—whether you're starting from a pre-approved offer or completing an application manually.
Start with a Welcome Offer (if available)
If you received a pre-approval letter or email, just enter your Reservation Number and Access Code to begin the secure online application. In many cases, you'll get a decision in as little as 60 seconds.
Apply Without a Pre-Approval
- Visit the Capital One credit card application page to submit your information manually.
- You’ll need to provide personal details such as your name, address, Social Security number, date of birth, and income.
Need to Apply for a Costco Card?
- Before applying, ensure you have an active, paid Costco membership—this is required to qualify.
- To apply in practice, visit Costco’s card application portal. It will guide you through the steps to apply online or provide phone or in-warehouse options.
Approval & Next Steps
- If approved online, you may receive a virtual card immediately and a physical card in the mail shortly after.
- Keep an eye on your email or mail for your decision and next steps.