Bank of Montreal proposes a BMO premium account on the following terms:
- 30 CAD monthly fee, waived for balances from 300 CAD
- 300 CAD opening money bonus
- unlimited transactions and e-transfers per month
- 2 CAD per paper statement
- unlimited worldwide ATM withdrawals
- free savings accounts in CAD and USD
- up to 150 CAD rebate to BMO World Elite yearly fee
- OnGuard Identity Theft Protection
- Profitable US dollar exchange rate
BMO premium plan minimum balance is zero.