What are the best credit cards with a Credit Union?
Credit unions in Canada offer a range of credit cards tailored to different needs, from no-fee cash back cards to premium travel rewards cards. By comparing the benefits, fees, and rewards programs of various credit cards, you can find one that best suits your financial goals and spending habits.
Here are some popular credit card options from major credit unions in Canada:
- Vancity Credit Union - Vancity enviro Classic Visa
- Coast Capital Savings Credit Union - Coast Capital Savings No-Fee Visa
- Meridian Credit Union - Meridian Visa Infinite Travel Rewards Card
- Desjardins Credit Union - Desjardins Odyssey Gold Visa, Desjardins Cash Back Visa
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 20,000 | 7.75% | 840 |
| 20,000 | 10.75% | 1,165 |
| 20,000 | 13.75% | 1,490 |
| 50,000 | 7.95% | 2,153 |
| 50,000 | 10.95% | 2,966 |
| 50,000 | 13.95% | 3,778 |
| 100,000 | 8.15% | 4,415 |
| 100,000 | 11.15% | 6,040 |
| 100,000 | 14.15% | 7,665 |
| 200,000 | 8.35% | 9,046 |
| 200,000 | 11.35% | 12,296 |
| 200,000 | 14.35% | 15,546 |
You can see the similar FAQ at the link:
- Line of credit insurance from CIBC
- Overdraft protection from BMO
- RRSP loans from BMO
- What creditor insurance policies does CIBC offer?
- What is the CIBC loan number?
Details of companies offering the financial services:
East Coast Credit Union
Head office’s address: Antigonish, NS, Canada, Nova Scotia
Contact center: 866-230-7700
Web-site: https://www.eastcoastcu.ca/Home/
Servus Credit Union
Head office’s address: 51 Karl Clark Rd NW, Edmonton, AB
Contact center: 877-378-8728
Web-site: https://www.servus.ca/
Windsor Family Credit Union
Head office’s address: 3000 Marentette Ave (Corporate & Administration Office), Windsor, ON
Contact center: 519-974-3100
Web-site: https://mywfcu.ca/