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Debit cards with chips

See a list of of the top chip debit cards

Royal Bank Of Canada

RBC Royal Bank

Debit Card

Improved security

Modern look reflects banking today

Premium design

Scotiabank

Scotiabank

VISA Debit

Shop Online

Shop on Vacation

Earn Reward Points

Safety and Security

Toronto-Dominion Bank

TD Bank

Personal Debit Card

One card, so many ways to pay

Check out quickly and securely

Free access to your money

What debit cards have chips?

In Canada, most debit cards issued by financial institutions come with EMV chips, which enhance security for in-person transactions by generating unique transaction codes that cannot be reused.

Here are chip-enabled debit cards from the main players: RBC Debit Card, TD Access Card, BMO Debit Card, CIBC Advantage Debit Card, ScotiaCard, National Bank Debit Card, Desjardins Access Card, Tangerine Client Card, PC Money Account Card.

You can also place free funds on a savings account.

Calculate your future income on a savings account (example): 

Amount, $ Rate, % Accrued %, $
25,000 3.85% 963
25,000 3.95% 988
25,000 4.05% 1,013
60,000 4.15% 2,490
60,000 4.25% 2,550
60,000 4.35% 2,610
140,000 4.45% 6,230
140,000 4.55% 6,370
140,000 4.65% 6,510
340,000 4.75% 16,150
340,000 4.85% 16,490
340,000 4.95% 16,830

Are chip cards safe?

EMV chips generate a unique transaction code for each purchase, making it much harder for fraudsters to use stolen card information. The chip technology significantly reduces the risk of card cloning and other types of fraud compared to magnetic stripe cards.

You can see the similar FAQ at the link: 

Details of companies offering the financial services:

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

Scotiabank

Head office’s address: Scotia Plaza, 44 King Street West Toronto

Contact center: 800-472-6842

Phone: 416-866-6430

Web-site: http://www.scotiabank.com/ca/en/0,,2,00.html

Swift code: NOSCCATT

Stock code: BNS

BSB: 002

TD Bank

Head office’s address: Toronto-Dominion Centre, Po Box 1 Stn Toronto Dom, Toronto

Contact center: 866-222-3456

Web-site: https://www.td.com/about-tdbfg/our-business/index.jsp

Swift code: TDOMCATTTOR

Stock code: TD

BSB: 004