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Best Canadian credit cards for travelling

See a list of the top Visa credit cards for points for trips

RBC Royal Bank

WestJet RBC World Elite Mastercard

Interest Rate: from 20.99%

Annual Fee: $119

Additional Card: $59

Lots of ways to earn WestJet dollars

Get a Status Lift

RBC Royal Bank

RBC Avion Visa Infinite Privilege

Interest Rate: from 20.99%

Annual Fee: $399

Additional Card: $99

Earn 1.25 Avion points for every dollar you spend

Enjoy luxury travel benefits and exclusive privileges

Scotiabank

Scotiabank Gold American Express Card

Interest Rate: from 20.99%

Sum: from 5,000.00$

Annual fee: $120

Earn Scene+ points

No foreign transaction fees

An interest free grace period on purchases

RBC Royal Bank

RBC Avion Visa Platinum

Interest Rate: from 20.99%

Annual Fee: $120

Additional Card: $50

Earn 1 Avion point for every dollar you spend

No blackout periods or seat restrictions – ever!

Scotiabank

Scotiabank American Express Card

Interest Rate: from 19.99%

Sum: from 1,000.00$

Annual fee: $0

Each supplementary Card: $0

Earn Scene+ points

An interest free grace period on purchases

RBC Royal Bank

WestJet RBC Mastercard

Interest Rate: from 20.99%

Annual Fee: $39

Additional Card: $19

Earn WestJet dollars on your everyday purchases

Lots of ways to earn WestJet dollars

RBC Royal Bank

RBC British Airways Visa Infinite

Interest Rate: from 20.99%

Annual Fee: $165

Additional Card: $75

Receive up to 60,000 bonus Avios

Earn Avios the easy way

TD Bank

TD Aeroplan Visa Platinum Credit Card

Interest Rate: from 20.99%

Annual fee: $89

Start earning Aeroplan points that you can share

Delayed and Lost Baggage Insurance

Flight/Trip Delay Insurance

TD Bank

TD Aeroplan Visa Infinite Privilege Credit Card

Interest Rate: from 20.99%

Annual fee: $599

Earn Aeroplan points on your everyday Purchases

Priority Check-In. Check-in faster at the airport

Priority Boarding. Get on board your flight earlier

TD Bank

TD First Class Travel Visa Infinite Card

Interest Rate: from 20.99%

Annual fee: $139

No Annual Fee for the first year

Earn TD Reward Points on all the things you normally do

TD Bank

TD Platinum Travel Visa Card

Interest Rate: from 20.99%

Annual fee: $89

No Annual Fee for the first year

Earn TD Reward Points on all the things you normally do

CIBC

CIBC Aeroplan Visa Infinite Privilege Card

Interest Rate: from 20.99%

Annual fee: $139 - first year rebated

Relax before your flight

Save on baggage fees

Enjoy priority service every time you fly

CIBC

CIBC Aventura Gold Visa Card

Interest Rate: from 20.99%

Annual fee: $139 - first year rebated

More travel perks

Flexible travel

Use points for more

CIBC

CIBC Aventura Visa Card

Interest Rate: from 20.99%

Annual fee: $0

Extra protection on new purchases

Flexible travel

Use points for flights and more

CIBC

CIBC Aeroplan Visa Card

Interest Rate: from 20.99%

Annual fee: $0

Book flight rewards for less

Get valuable insurance coverage

Use your points when you're ready

Capital One Bank

Aspire Travel Platinum Mastercard

Interest Rate: from 21.90%

Annual fee: $0

$1 in travel rewards for every $100 on all purchases

Earn unlimited reward miles

Reward miles don’t expire

Bank Of Montreal

BMO AIR MILESair miles World Elite Mastercard

Interest Rate: from 20.99%

$120 annual fee

Travel Rewards, Cash Rewards and Transfer Miles

Complimentary membership in Mastercard Travel Pass

Bank Of Montreal

Students – BMO AIR MILES Mastercard

Interest Rate: from 20.99%

No annual fee

AIR MILES Cash Rewards and Travel Rewards

Enjoy extended warranty and purchase protection

Bank Of Montreal

BMO Ascend World Elite Mastercard

Interest Rate: from 20.99%

The annual fee is waived in the first year – a savings of $150

Airport lounge access

Travel and medical protection

CIBC

CIBC Aeroplan Visa Infinite Card

Interest Rate: from 20.99%

Annual fee: $139

Save on baggage fees

Get exclusive Visa Infinite offers

Book flight rewards for less

CIBC

CIBC Aventura Visa Infinite Privilege Card

Interest Rate: from 20.99%

Annual fee: $499

More travel perks

Take off on your terms

Get more with Visa Infinite Privilege

Bank Of Montreal

Bank Of Montreal

BMO Air Miles Mastercard

Interest Rate: from 20.99%

No annual fee

AIR MILES Cash Rewards and Travel Rewards

More Miles when you add another cardholder for free

Canadian Imperial Bank Of Commerce (CIBC)

CIBC

CIBC Aventura Visa Infinite Card

Interest Rate: from 20.99%

Annual fee: $139 - first year rebated

More travel perks

Use points for flights and more

Get more with your points

Royal Bank Of Canada

RBC Royal Bank

RBC Avion Visa Infinite

Interest Rate: from 20.99%

Annual Fee: $120

Earn 1 Avion point for every dollar you spend

Choose any airline, any flight, any time

Travel anywhere you want to go

Scotiabank

Scotiabank

Scotiabank Passport Visa Infinite Card

Interest Rate: from 20.99%

Sum: from 5,000.00$

Annual fee: $150

Earn Scene+ points

No foreign transaction fees

An interest free grace period on purchases

Toronto-Dominion Bank

TD Bank

TD Aeroplan Visa Infinite Card

Interest Rate: from 20.99%

Annual fee: $139

It’s easy to earn Aeroplan points

Travel lightly through the airport and save on baggage fees

How do I choose the best credit cards for international travel?

Look for cards with no foreign transaction fees to avoid extra charges on purchases made abroad. Comprehensive travel insurance coverage, including trip cancellation, medical emergencies, and rental car insurance, is essential for international travel.

Consider a rewards program that offers points or miles that can be redeemed for flights, hotels, and other travel expenses. Access to airport lounges can enhance your travel experience with amenities like food, drinks, and comfortable seating.

Some premium cards offer concierge services to assist with travel bookings, restaurant reservations, and other needs.

What are the best credit cards for travel to the USA?

For travel to the USA, selecting the right credit card can enhance your experience with benefits such as rewards on travel purchases, no foreign transaction fees, and travel insurance.

  1. American Express Cobalt Card
  2. Scotia PassportVisa Infinite Card
  3. TD First Class Travel Visa Infinite Card
  4. RBC Avion Visa Infinite
  5. BMO World EliteMastercard
  6. CIBC Aventura Visa Infinite Card
  7. MBNA Rewards World Elite Mastercard

Do travel cards offer free lounge access?

Yes, some travel credit cards in Canada offer free lounge access as one of their perks. This can be a valuable benefit for frequent travelers, as it provides access to airport lounges where you can enjoy amenities like comfortable seating, complimentary food and beverages, Wi-Fi, and more.

What Canadian banks offer air miles credit cards?

Several Canadian banks offer AIR MILES credit cards, which allow you to earn AIR MILES reward miles on your purchases.

  1. BMO - BMO AIR MILES Mastercard
  2. Scotia - Scotiabank AIR MILES Platinum American Express Card
  3. American Express - American Express AIR MILES Reserve Credit Card
  4. CIBC - CIBC Aventura Visa Infinite
  5. MBNA - MBNA Rewards Platinum Plus Mastercard

As an alternative, you can also take out a personal loan. Your possible expenses:

Personal loan calculations for 1 year (example)

Amount, $ Rate, % Accrued %, $
20,000 8.30% 899
20,000 11.30% 1,224
20,000 14.30% 1,549
50,000 8.50% 2,302
50,000 11.50% 3,115
50,000 14.50% 3,927
100,000 8.70% 4,713
100,000 11.70% 6,338
100,000 14.70% 7,963
200,000 8.90% 9,642
200,000 11.90% 12,892
200,000 14.90% 16,142

How many points can I gain on a travel card?

The number of points you can earn on a travel credit card in Canada varies depending on the card and the type of purchase.

Here’s a general overview of how points accumulation works with some popular travel credit cards:

1. American Express Platinum Card
3 Membership Rewards points per $1 on travel and dining.
2 points per $1 on other purchases.

2. Scotiabank Gold American Express Card
5 Scotia Rewards points per $1 on grocery, dining, and entertainment purchases.
1 point per $1 on other purchases.

3. BMO World Elite Mastercard
3 BMO Rewards points per $1 on travel, dining, and entertainment.
1.5 points per $1 on all other purchases.

4. RBC Avion Visa Infinite Privilege
1 RBC Rewards point per $1 on everyday purchases.
1.5 points per $1 on travel purchases.

5. CIBC Aeroplan Visa Infinite Privilege Card
2 Aeroplan points per $1 on travel and dining.
1.5 points per $1 on other purchases.

6. TD First Class Travel Visa Infinite Card
3 TD Rewards points per $1 on travel purchases.
2 points per $1 on dining and entertainment.
1 point per $1 on other purchases.

You can see the similar FAQ at the link: 

Details of companies offering the financial services:

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

Scotiabank

Head office’s address: Scotia Plaza, 44 King Street West Toronto

Contact center: 800-472-6842

Phone: 416-866-6430

Web-site: http://www.scotiabank.com/ca/en/0,,2,00.html

Swift code: NOSCCATT

Stock code: BNS

BSB: 002

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

Scotiabank

Head office’s address: Scotia Plaza, 44 King Street West Toronto

Contact center: 800-472-6842

Phone: 416-866-6430

Web-site: http://www.scotiabank.com/ca/en/0,,2,00.html

Swift code: NOSCCATT

Stock code: BNS

BSB: 002

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

TD Bank

Head office’s address: Toronto-Dominion Centre, Po Box 1 Stn Toronto Dom, Toronto

Contact center: 866-222-3456

Web-site: https://www.td.com/about-tdbfg/our-business/index.jsp

Swift code: TDOMCATTTOR

Stock code: TD

BSB: 004

TD Bank

Head office’s address: Toronto-Dominion Centre, Po Box 1 Stn Toronto Dom, Toronto

Contact center: 866-222-3456

Web-site: https://www.td.com/about-tdbfg/our-business/index.jsp

Swift code: TDOMCATTTOR

Stock code: TD

BSB: 004

TD Bank

Head office’s address: Toronto-Dominion Centre, Po Box 1 Stn Toronto Dom, Toronto

Contact center: 866-222-3456

Web-site: https://www.td.com/about-tdbfg/our-business/index.jsp

Swift code: TDOMCATTTOR

Stock code: TD

BSB: 004

TD Bank

Head office’s address: Toronto-Dominion Centre, Po Box 1 Stn Toronto Dom, Toronto

Contact center: 866-222-3456

Web-site: https://www.td.com/about-tdbfg/our-business/index.jsp

Swift code: TDOMCATTTOR

Stock code: TD

BSB: 004

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

Capital One Bank

Head office’s address: 161 Bay St. #1800, Toronto, ON M5J 2S1

Contact center: 800-481-3239

Web-site: https://www.capitalone.ca/

Swift code: NFBKUS33

BSB: 323

Bank Of Montreal

Head office’s address: 119, rue Saint-Jacques Montreal, Quebec H2Y 1L6

Contact center: 877-225-5266

Phone: 416-867-5000

Web-site: http://www.bmo.com/main/personal

Swift code: BOFMCAM2

Stock code: BMO

BSB: 001

Bank Of Montreal

Head office’s address: 119, rue Saint-Jacques Montreal, Quebec H2Y 1L6

Contact center: 877-225-5266

Phone: 416-867-5000

Web-site: http://www.bmo.com/main/personal

Swift code: BOFMCAM2

Stock code: BMO

BSB: 001

Bank Of Montreal

Head office’s address: 119, rue Saint-Jacques Montreal, Quebec H2Y 1L6

Contact center: 877-225-5266

Phone: 416-867-5000

Web-site: http://www.bmo.com/main/personal

Swift code: BOFMCAM2

Stock code: BMO

BSB: 001

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

Bank Of Montreal

Head office’s address: 119, rue Saint-Jacques Montreal, Quebec H2Y 1L6

Contact center: 877-225-5266

Phone: 416-867-5000

Web-site: http://www.bmo.com/main/personal

Swift code: BOFMCAM2

Stock code: BMO

BSB: 001

CIBC

Head office’s address: 199 Bay St, 44th Floor Toronto

Contact center: 800-465-2422

Web-site: https://www.cibc.com/en/personal-banking.html

Swift code: CIBCCATT

Stock code: CM

BSB: 010

RBC Royal Bank

Head office’s address: 200 Bay St, 9th Floor South Tower, Toronto

Contact center: 800-769-2511

Web-site: http://www.rbc.com/canada.html

Swift code: ROYCCAT2

Stock code: RY

BSB: 003

Scotiabank

Head office’s address: Scotia Plaza, 44 King Street West Toronto

Contact center: 800-472-6842

Phone: 416-866-6430

Web-site: http://www.scotiabank.com/ca/en/0,,2,00.html

Swift code: NOSCCATT

Stock code: BNS

BSB: 002

TD Bank

Head office’s address: Toronto-Dominion Centre, Po Box 1 Stn Toronto Dom, Toronto

Contact center: 866-222-3456

Web-site: https://www.td.com/about-tdbfg/our-business/index.jsp

Swift code: TDOMCATTTOR

Stock code: TD

BSB: 004